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Accurate, easy-to-use financial calculators for India — income tax, in-hand salary, HRA, rent receipts, SIP, EMI and gratuity. Fast, private and always free; your numbers never leave your browser.
All financial calculators
24 free calculators, live now — no login, and every number runs privately in your browser.
Tax & Salary
Rent Receipt Generator
Generate monthly rent receipts and a clean rent invoice format (with revenue stamp), and download a full year as a PDF for your HRA claim.
Open toolHRA Exemption Calculator
See how to calculate your HRA exemption under Section 10(13A), with automatic metro / non-metro rules.
Open toolIn-Hand Salary Calculator
Convert your CTC to monthly in-hand (take-home) salary, with a full breakup of EPF, professional tax and income tax.
Open tool8th Pay Commission Salary Calculator
Project your 8th Pay Commission salary hike — revised basic, DA, HRA and gross for any fitment factor, with an arrears estimate.
Open toolIncome Tax Calculator (Old vs New)
Compare the old vs new tax regime for FY 2026-27 and instantly see which one saves you more tax.
Open toolGST Calculator
Add or remove (reverse) GST, split it into CGST/SGST or IGST with 5/12/18/28% presets, and work out GST late-payment interest, late fee and input-tax-credit set-off.
Open toolGratuity Calculator
Estimate your gratuity using the 15/26 formula under the Payment of Gratuity Act, including the tax-exempt portion.
Open toolSalary Hike Calculator
Find your new salary after a percentage hike, or calculate your hike % from your old and new CTC — with monthly and annual figures.
Open toolEPF Calculator
Calculate your EPF (provident fund) corpus at retirement — employee + employer split, 8.25% interest, existing balance, VPF and an EPS pension estimate.
Open toolInvestment
SIP Calculator
Project your mutual fund SIP returns with step-up (top-up), inflation adjustment and goal-based planning.
Open toolPPF Calculator
Calculate your PPF maturity value and interest at the current 7.1% rate, with a year-by-year breakdown — for monthly or yearly deposits.
Open toolFIRE Calculator
Find your FIRE number and the age you can retire early — with real returns, your safe withdrawal rate and Coast FIRE.
Open toolNSC Calculator
Calculate your National Savings Certificate maturity and interest at 7.7% over 5 years, with a year-wise interest table for your Section 80C claim.
Open toolSukanya Samriddhi Yojana Calculator
See your daughter's Sukanya Samriddhi Yojana maturity amount and tax-free interest at 8.2% — deposit for 15 years, mature in 21, with a year-by-year breakdown.
Open toolNPS Calculator
Estimate your National Pension System corpus, tax-free lump sum and monthly pension at 60, with step-up contributions and the 60/40 annuity split.
Open toolSWP Calculator
Plan monthly withdrawals from your mutual fund corpus — see how long your money lasts, with inflation-adjusted or step-up withdrawals and a year-by-year breakdown.
Open toolFD Calculator
Find your fixed deposit maturity and interest with monthly/quarterly compounding, a monthly-income payout option, senior-citizen rates and a TDS estimate.
Open toolRD Calculator
Get your recurring deposit maturity value and interest with quarterly compounding, a month-by-month schedule and a TDS estimate.
Open toolLumpsum Calculator
See one-time mutual fund returns with inflation adjustment and CAGR, plus an optional SIP + lumpsum combined mode.
Open toolSCSS Calculator
Calculate your Senior Citizen Savings Scheme (SCSS) quarterly interest, monthly income and maturity at 8.2% — with a premature-closure penalty estimate and a year-by-year payout table.
Open toolPost Office MIS Calculator
Calculate your Post Office Monthly Income Scheme (POMIS) monthly income and maturity at 7.4% — for single or joint accounts, with a premature-closure estimate and a year-by-year payout table.
Open toolRetirement Calculator
Find the retirement corpus you need in India — inflation-adjusted — and the monthly SIP to get there, allowing for current savings and pension income, with a year-by-year growth chart.
Open toolLoan
EMI Calculator
Calculate loan EMIs with prepayment and a full amortization schedule, and see how extra payments reduce your EMI or tenure.
Open toolHome Loan EMI Calculator
Calculate your home loan EMI and see how prepayment reduces your EMI or tenure — with a Section 24(b)/80C/80EEA tax-benefit estimate, balance-transfer savings and loan-insurance cost.
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Why SahiCalc
Accurate numbers you can trust — run entirely in your browser. No login, no uploads, no catch.
Accurate & up to date
Built on the latest Indian tax slabs, EPF, HRA and gratuity rules — with the formula shown so you can trust the number.
100% private
Every calculation runs entirely in your browser. We never see, store or send your salary or financial data.
Blazing fast
Lightweight, no clutter, no login walls. Results update instantly as you type — even on a slow mobile connection.
Free forever
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